Pawn brokering is the oldest recorded form of lending money.
Snooky’s Pawn offers short-term cash loans without credit checks or legal consequences if the loan is not repaid. The process is easy, fast, and dignified. Most loans are completed within minutes.
Established in 1993, Snooky’s Pawn has written thousands of loans ranging from $10.00 to over $15,000.00. Our expertise and experience can not be matched. You will be dealing with a locally owned small business owner and a staff with a combined experience of over 65 years. Unlike a bank or Payday loan lender, there is no recourse if your loan is not paid back. Your items simply go out for sale to the public. This won’t affect your credit here and we don’t report to the credit reporting agencies. Our pawn loans are strictly regulated by the commonwealth of Virginia and are private. The loan period is for 30 days, with a 15 day grace period, for a total of 45 days. Payments made within the grace period are subject to additional interest , no late fee’s during this period. Our pawn loans can be extended an unlimited number of times with renewal payments. The loan fee varies depending on the amount of the loan. A typical $100.00 loan can cost as little as $13.00. Virginia State law requires all loan customers present a valid government issued identification card with picture and address.
There are many types of items we will hold for collateral.
We specialize in jewelry loans, although we offer pawn loans on a lengthy list of personal and business valuables including: musical instruments, computers, electronics, collectables, digital camera’s, video cameras, art work, car and home audio, high definition TV’s, tools, video games, firearms, and more. Please give one of our professional pawnbrokers a call if you have an item to pawn or sell that’s not mentioned.
Your collateral is safe and secure at Snooky’s.
You can feel confident that your items will be kept out of sight. Jewelry is secured in one of our two TLT rated safes. We have an impenetrable state of the art alarm system and are insured by Lloyd’s of London.